Getting into a car accident is scary enough. But when the other driver takes off, leaving you injured and alone, the situation becomes even more stressful. Unfortunately, hit-and-run accidents are not uncommon in Missouri. If you find yourself in this situation, knowing what to do in the moments that follow and in the days ahead can make a big difference.
Step 1: Seek Medical Attention
Your health is the top priority. If you or anyone else is seriously injured in the crash, call the authorities immediately. Even if the harm seems minor, it’s important to get checked out. Adrenaline can hide symptoms, and some injuries (such as internal trauma or whiplash) may not appear right away.
Move to a safe area if you’re able. Stay at the scene until police arrive.
Step 2: Call the Police
According to Missouri laws, you’re required to report any accident that results in injury, property damage over $500, or death. With a hit-and-run, this becomes even more important. The police report will be crucial if you’re pursuing an insurance claim or legal action. Be sure to tell officers everything you remember, including:
- The direction the other vehicle was headed
- Make, model, color, or any identifying features
- Partial plate numbers
- Any witnesses nearby
In addition, don’t try to chase the fleeing driver. It’s dangerous and could complicate your case.
Step 3: Collect Supporting Evidence
Even without the other driver’s details, you can still establish a solid case. Take pictures of your vehicle damage, injuries, skid marks, the accident scene, and debris. If there are nearby businesses or homes, ask if they have security cameras that may have caught the incident.
Also, get contact information from any witnesses. Their accounts could help police track down the driver and support your version of events.
Step 4: Inform Your Insurance Provider
Missouri is an at-fault insurance state, meaning the person responsible for the accident typically pays for the damages. But in a hit-and-run, you may not know who that is. That’s where uninsured motorist (UM) coverage comes in.
UM coverage is mandatory in Missouri and typically helps cover medical expenses and lost wages when the at-fault driver can’t be identified. File a claim as soon as possible, and be prepared to provide all documentation from the scene and medical visits.
Step 5: Talk to a Personal Injury Attorney
You may believe there’s not much you can do if the driver gets away, but that’s not true. A personal injury attorney can help you:
- Help with your UM claim
- Deal with insurance delays or denials
- Determine whether other parties (like a bar that overserved a drunk driver) could be liable
- Explore compensation options for pain and suffering, medical bills, and lost income
An attorney can also ensure you meet Missouri’s statute of limitations for personal injury claims, which generally has a five-year limit from the accident date.
What If the Driver Is Later Found?
If law enforcement tracks down the hit-and-run driver, you may be able to file a personal injury lawsuit against them directly. Criminal charges like leaving the scene or reckless driving won’t automatically get you compensation, but a civil case might.
In cases of serious misconduct, you may also be entitled to punitive damages, which are designed to punish particularly egregious behavior and deter others from doing the same.
Contact Wegmann Law Firm Today
Being the victim of a hit-and-run can feel deeply unfair. But you’re not without options. By acting quickly and understanding your rights, you can protect yourself physically, legally, and financially.
At Wegmann Law Firm, we’re here to help Missouri accident victims through some of life’s most challenging moments. If you’ve been injured in a hit-and-run, don’t wait. Contact us today to review your legal options and let us fight for the compensation you deserve.
